OLD LEARN
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RentGrow is a provider of resident screening services to property owners and managers. At the request of the property owner or manager, RentGrow generates a resident screening report about applicants to their properties, which may include your credit history, rental history and other publicly reportable civil or criminal records, if any.
[/vc_column_text][vc_empty_space][megatron_icon_box icon_type=”megatron” title=”Please Note:” description=”RentGrow does not make rental decisions and does not set eligibility criteria for any property.
All eligibility criteria are set, and all rental decisions are made, by the property management company for each property.” icon_megatron=”micon icon-caution”][vc_empty_space height=”16px”][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column][vc_tta_accordion spacing=”15″ gap=”15″ active_section=”1″ el_class=”faq-left-padding”][vc_tta_section title=”HOW CAN I GET A COPY OF MY RENTGROW SCREENING REPORT?” tab_id=”1489616661419-5c43f7c7-0a15″][vc_column_text el_class=”light-grey-button”]If your rental application was declined or any other adverse action was taken against you (such as being told that based on information in your screening report you must pay an additional security deposit or have a guarantor), you should start by requesting a copy of your report so you can review it for accuracy.
You can request a copy of your screening report free of charge by completing and submitting a Tenant Screening Report Request and following the instructions on how to submit it to RentGrow.[/vc_column_text][vc_empty_space height=”30px”][megatron_button link=”url:%2Frequest-a-copy-of-your-screening-report%2F|title:Request%20Your%20Report” size=”m-button-sm” add_icon=”yes” icon_type=”megatron” icon_megatron=”micon icon-pencil”][/vc_tta_section][vc_tta_section title=”How can I dispute information on my tenant screening report that I think is wrong?” tab_id=”1489616661491-76c5e33e-1bb2″ el_class=”light-grey-button”][vc_column_text el_class=”light-grey-button”]If you believe any credit, criminal or civil records information contained in your RentGrow screening report was inaccurate or incomplete as of the date of the report, you can initiate a dispute by completing an Applicant Dispute Form and following the instructions on the form about how to submit it to RentGrow.[/vc_column_text][vc_empty_space height=”30px”][megatron_button link=”url:%2Fdispute-now|title:Submit%20a%20Dispute” size=”m-button-sm” add_icon=”yes” icon_type=”megatron” icon_megatron=”micon icon-pencil”][vc_empty_space height=”30px”][vc_column_text]When submitting a dispute, it is important that you identify each item on your report that you believe is inaccurate or incomplete, the account or court number and the specific reason for your dispute. The Applicant Dispute Form will help guide you through this process.
TIP: Not sure? Need help? No problem. We’re here to help. Please contact the RentGrow Consumer Relations team for help by calling (800) 898-1351 or emailing [email protected].[/vc_column_text][/vc_tta_section][vc_tta_section title=”If I submit a dispute, how long will it take?” tab_id=”1489617231578-b2caac70-bf27″][vc_column_text]Once RentGrow receives your dispute, we will begin processing it as soon as possible. In most cases, RentGrow must submit the dispute on your behalf to the company that furnished the disputed information to RentGrow. With a few exceptions, the Fair Credit Reporting Act requires that these companies complete their investigations within 30 days, but in many cases disputes are completed much sooner. RentGrow will notify you that your dispute is underway and will notify you again as soon as the dispute has been completed.[/vc_column_text][/vc_tta_section][vc_tta_section title=”Does RentGrow make rental decisions or set property eligibility requirements?” tab_id=”1489618004692-f0336bde-2122″][vc_column_text css=””]No. RentGrow does not make rental decisions and does not set the criteria a property uses to determine whether an applicant is eligible to rent one of their properties. All eligibility criteria are set, and all rental decisions are made, by the property management company. The “result” that appears on your tenant screening report reflects whether the information RentGrow reported about you, if any, meets the property’s rental requirements for its applicants (which are established by the property management company, not RentGrow).[/vc_column_text][/vc_tta_section][vc_tta_section title=”Why does RentGrow appear as an “inquiry” on my credit report?” tab_id=”1489617863887-ee95e0cc-4e73″][vc_column_text]If RentGrow appears as an inquiry on your credit report, it is probably because:
- You applied for an apartment that uses RentGrow’s services around the date of the inquiry;
- You submitted an application as a co-signer (or guarantor) for someone else who applied for an apartment around the date of the inquiry; or
- Your lease was up for renewal around the date of the inquiry and you were rescreened by the property.
If none of these apply to you, please submit a dispute at https://www.rentgrow.com/dispute-now. If the inquiry was not valid, RentGrow will submit an inquiry dispute on your behalf to the appropriate credit bureau.
If you suspect fraud or identity theft, you may also want to contact Experian®, Equifax®, and TransUnion® directly to request that a fraud alert or security freeze be placed on your consumer credit file. Contact information for the credit bureaus is:
Experian
www.experian.com
P.O. Box 2002 Allen, TX 75013 (888) 397-3742
Equifax
www.equifax.com
P.O. Box 740256 Atlanta, GA 30374-0241 (800) 685-1111
TransUnion
www.transunion.com
P.O. Box 800 Woodlyn, PA 19094 (800) 916-8800
More information on remedying the effects of identity theft is available from the Consumer Financial Protection Bureau.[/vc_column_text][/vc_tta_section][vc_tta_section title=”How can I contact one of the three major credit bureaus directly?” tab_id=”1489618072200-4c41716d-79be”][vc_column_text]If credit information was requested by the property as part of your screening report, your tenant screening report will indicate which credit bureau provided RentGrow with your credit information. The contact information for each of the credit bureaus is:
Experian
www.experian.com
P.O. Box 2002 Allen, TX 75013 (888) 397-3742
Equifax
www.equifax.com
P.O. Box 740256 Atlanta, GA 30374-0241 (800) 685-1111
TransUnion
www.transunion.com
P.O. Box 800 Woodlyn, PA 19094 (800) 916-8800[/vc_column_text][/vc_tta_section][vc_tta_section title=”How can I get a copy of my credit bureau credit report?” tab_id=”1489618225893-8292273b-251c”][vc_column_text css=””]RentGrow only furnishes tenant screening reports, and cannot provide you with a copy of your standalone Experian®, Equifax® or TransUnion® credit report. For information on how to obtain a free copy of your most current credit report directly from the credit bureaus, please contact them directly or visit the Federal Trade Commission website for more information.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What are my rights under the federal Fair Credit Reporting Act (“FCRA”)?” tab_id=”1489618308563-a366a28d-0f7b”][vc_column_text]RentGrow is required to make certain disclosures available to you about your rights under the FCRA. Current versions of these disclosures are below and may be updated from time to time as needed:
- Federal Fair Credit Reporting Act
- Summary of Rights under the FCRA
- Remedying the Effects of Identity Theft
[/vc_column_text][/vc_tta_section][vc_tta_section title=”How do I contact RentGrow for help or answers to other questions?” tab_id=”1489618393077-1b3caae6-b6c3″][vc_column_text css=””]If you need help or have any other questions about your report, please send an email to [email protected] You can also reach the RentGrow Consumer Relations team at (800) 898-1351 Monday through Friday from 9:00 am to 8:30 pm ET. These hours are subject to change.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row][vc_row][vc_column][vc_empty_space][/vc_column][/vc_row]